Regional Director, Asia, Noble Investments (Hong Kong) Limited

Mr. Aldcroft has been based in Hong Kong since 1985, and held a variety of senior positions. He is a regular speaker at asset management industry conferences throughout Asia and globally. He contributes many articles to trade, professional and Asian region publications. He is a regular commentator about fund industry related matters, investment markets and related activities on radio, TV and through the Press. He is particularly well known for his role in opening up the Singapore mutual fund market in 1995/96 with new innovative products, and also for his knowledge of the fund market in China.

In 1997 in recognition of his contribution to the Hong Kong fund industry he was awarded the South China Morning Post, Fund Manager of the Year Awards - Strategic Marketing Award. In 1998 he was awarded Fund Marketer of the Year by Global Fund News, an Institutional Investor publication.

Associate Professor, Hong Kong Polytechnic University

Dr. Cheng is an Associate Professor of Finance at the School of Accounting and Finance, and the track coordinator of the MBA (Financial Services) program at the Hong Kong Polytechnic University. Currently, he is the Chairman of the Examination Board, and an Executive Committee member of The Institute of Financial Planners of Hong Kong (IFPHK). He also serves as a member of the ISO/TC 222 Committee on financial planning.

Dr. Cheng's main teaching interests are Financial Planning, Corporate Finance, Investments, and Risk Management. He is the co-author of two editions of "Corporate Risk Management" and a co-editor of a two editions of "Personal Financial Planning: Theory and Practice" Moreover, he has over 50 articles published in top finance research journals including the Journal of Finance. He is ranked among the top ten finance professors in Asia Pacific in terms of research by articles in the Pacific Basin Finance Journal in 2001 and 2005 (forthcoming).

Legal Counsel, Citigroup Asset Management

Ms. Chung specializes in asset management related legal issues. Prior to joining Citigroup Asset Management, Ms. Chung worked in Asia Legal Team of an US fund house with focus on Korea, Hong Kong and Singapore funds markets with experience in handling retirement funds, guaranteed funds, insurance-linked investment products, retail funds distributions and offshore fund registration and distributions in Asia and PRC related asset management business.

Ms. Chung contributed several articles to Hong Kong Lawyer (official journal of the Law Society of Hong Kong) on PRC fund investment, Hong Kong's latest financial services rules and regulations, competition laws and internet securities trading and taught rules and regulations on Hong Kong mandatory provident fund scheme in Hong Kong Securities Institute.Ms. Chung is admitted as a solicitor in Hong Kong (1998) and in England & Wales (1999)

Mr. De Will qualified as a solicitor in Hong Kong in 1996 and worked at a City of London international law firm prior to the establishment of Tanner De Witt.

Throughout his career, Mr. De Witt has concentrated on commercial litigation, including debt recovery work, and his caseload includes contractual, negligence and technology matters.

He is also the retained counsel in Hong Kong for the world's international airline trade association, which groups together almost 270 airlines and he has been involved in advising on a variety of regulatory and litigation matters.

Additionally, he acts and advises in a variety of insolvency cases, acting for liquidators, receivers, creditors and directors.

Regional Director - Far East, Royal Skandia Life Assurance Ltd.

Mrs Fu joined the company in 1997 focusing on sales for the local market. She was appointed Regional Director in 2000 and was made responsible for operations and sales for the whole Asian region.She holds a Certified Financial PlannerTM qualification and currently sits on the founding Executive Committee of the Institute of Financial Planners of Hong Kong.

After graduating from Oxford University with MA Honours in Politics, Philosophy and Economics, she joined the Swire Group as a graduate management trainee. She has worked with various insurance companies including Taikoo Royal Insurance, Royal & SunAlliance International Financial Services and Swire Insurance Limited.

Associate Director, InvestHK

Mr. Galpin joined Invest Hong Kong in March 2001 as Associate Director-General Investment Promotion; Simon's Division is responsible for attracting and retaining foreign direct investment in the four priority sectors - Business & Professional Services; Transportation; Financial Services, and Trade Related Services; as well as Corporate Services and for InvestHK's operations in: Japan, Korea, Europe, India and the Middle East.

Before joining InvestHK he spent 10 years with Scottish Enterprise (the UK Government's economic development agency for Scotland) ending up as Director, Asia Pacific based in Hong Kong. He was involved in setting up Scottish Enterprise's network of offices in Asia (Hong Kong, Beijing, Taipei, Tokyo, Kuala Lumpur, Seoul and Delhi) for developing and managing the Asia Pacific Team at their head office in Glasgow.

Prior to joining SE, Mr. Galpin worked in retail, the shipping and logistics industry in London, Liverpool, Taiwan and Sydney.

Mr. Galpin has a MBA from University of Sheffield and Denmark's Aalborg University, more recently he has completed a MSc from the University of Glasgow in Local Economic Development.

Special Advisor, Securities & Futures Commission of Hong Kong

Mr. Johnston was recently appointed as a special advisor to the Hong Kong Securities and Futures Commission. Until April 2005 Mr Johnston was the Executive Director, Financial Services Regulation at the Australian Securities and Investments Commission. In that role he was responsible for ASIC's regulation of Banking, Insurance, Superannuation, and Managed Funds as well as Advisors, including Financial Planners, Stockbrokers and Insurance Agents & Brokers.

On a number of occasions Mr Johnston served as an Acting Commissioner at ASIC.

Mr Johnston also carried a prime responsibility for implementation of the Financial Services Reform Act, the major law reform initiative which brought regulation of all financial products in Australia under the one law.
Originally a lawyer, Mr Johnston held a number of senior positions in the financial services industry, including being CEO of a major trustee company.

Outside of his normal work Mr Johnston has served on the advisory Boards of a number of charities and arts groups.

Director, Lam, Kwok, Kwan & Cheng CPA Limited

Mr. Wilson C Kwok graduated from University of Aberdeen, United Kingdom in 1986 with a MA Honours Degree in Accountancy with Economics together with a prize from Ernst and Young, for being the top student in Accountancy. He had joined KPMG, Edinburgh, UK Office for his Chartered Accountancy training and was qualified in 1989. In 1990, Mr. Kwok returned to Hong Kong to start his public practice career. He has 20 years of experience in accounting and financial planning industries in UK, Hong Kong and PRC.

Mr. Kwok is a Fellow Member of the Hong Kong Society of Accountants. He has been the Founding Executive Committee Member and Honorary Treasurer of the Institute of Financial Planners of Hong Kong ("IFPHK") since its incorporation in 1999. Besides his achievements in academics and business activities, has been actively involved in the promotion of Financial Planning in Hong Kong and PRC in banks, financial institutions and universities.

Director, Intermediaries and Investment Products, Securities & Futures Commission of Hong Kong

Ms. Law's responsibilities include policy work for intermediaries and investment products. Ms. Law has joined the SFC since 1998 starting with the Corporate Finance Division. She had served in the Takeovers team in monitoring M&A transactions and the Policy team in devising regulatory policies for listed companies. She then moved onto the Investment Products Department in 2002 and became Director of Intermediaries and Investment Products Division in 2004. Ms. Law also serves as a board member of the Hong Kong Securities Institute.

Before joining the SFC, Ms. Law was a partner heading the Corporate and Commercial Department of a Hong Kong law firm. She has broad practice in corporate finance, financial services and China ventures with emphasis on listed companies, venture capital and collective investments. Ms. Law is a qualified solicitor in both Hong Kong and England.

Managing Director and Region Head, North Asia and Canada, Citigroup Private Bank

Mr. Leung is Managing Director and Global Market Manager for North Asia and Canada Region at The Citigroup Private Bank. He manages the private banking business in Hong Kong, Taiwan, China, Philippines, Korea and Canada and supervises a team of over 200 seasoned private banking professionals providing comprehensive wealth management solutions to high net worth individuals.

Being a 18 year veteran of Citigroup, Mr. Leung possesses extensive experience in the banking industry, encompassing investment, credit, capital markets and risk management. Prior to his current position, he was Region Head for Greater China, managing the private banking businesses in Hong Kong, Taiwan and China from 1997 to June of 2004. Mr. Leung was appointed Senior Credit Officer in 2000. His Asian banking experience is also enriched by his former role as Head of Citigroup Private Bank's business in the Philippines and Korea for over five years. In addition to executive positions in Asia, he held senior assignments at Citigroup's headquarters in New York. Prior to joining Citigroup Private Bank, Mr. Leung was a corporate banker with Bank of America from 1982 to 1986.

Mr. Leung holds a Bachelor of Science in Economics and Business Administration from Iowa State University as well as a MBA from the University of Wisconsin-Madison. In 2000, he, along with other senior corporate executives and world leaders, attended an Advance Management Program, focusing on strategic leadership at Harvard University.

Partner, Lovells

Mr. Lin s a partner in the commercial dispute resolution department of Lovells. He was admitted as a solicitor in England and Wales in 1990 and a solicitor in Hong Kong in 1991.

Mr. Lin specializes in disputes relating to the corporate and financial services sectors, with a particular focus on contentious regulatory work, such as SFC investigations and disciplinary actions.

Mr. Lin has been heavily involved in some of the most significant SFC investigations into and disciplinary actions against the IFA industry over the last 24 months. He is a member of the Share Registrars' Disciplinary Committee of the SFC and is also a member of the Hong Kong Securities Institute as well as the Hong Kong Institute of Directors. He is the Honorary Legal Advisor to ACI - the Financial Markets Association of Hong Kong

Deputy Secretary, Financial Services and the Treasury Bureau

Regional General Manager, Products, CMG Asia Limited

Ms. McIntosh is responsible for the planning, development and management of CMG Asia's life insurance and investment-linked products in Hong Kong, and for supporting these functions in Vietnam and China. Leading the Marketing and Business Development Department, Ms. Mcintosh also oversees product promotion, market research and management of other financial services such as the Company's mortgage referral scheme, and general insurance and credit card operations. She reports directly to the Regional Managing Director.

An Actuary by training, Ms. Mcintosh has lived and worked in Australia, Indonesia and Hong Kong. Her extensive industry experience includes responsibility for underwriting, investment, claims, compliance, reinsurance, direct marketing and business strategy.

Ms. Mcintosh is a Fellow of the Institute of Actuaries of Australia, and a Fellow of the Society of Actuaries (USA).

CMG Asia is a member of the Commonwealth Bank Group, Australia's largest financial services entity.

Executive, Director, (Regulation and Policy), Mandatory Provident Fund Schemes Authority

Mr. McShane has extensive experience in financial services regulation having worked for the Australian Securities & Investments Commission (and its predecessor, the Australian Securities Commission) in a number of senior roles including as Director of the Managed Investments Team and Director of Legal (Financial Services). He had a key role in the development and implementation of the changes to the Australian fund management industry under the Managed Investments Act in 1998. He has also worked for the Investment Management Regulatory Organization in the UK. Prior to those roles he worked as a barrister and crown prosecutor.

Managing Director, ING Financial Planning Limited

Mr. Neilson is the Managing Director of ING Financial Planning in Hong Kong. Mr Neilson was contracted by ING Asia/Pacific in September 2001 to develop the business case and strategy for ING Financial Planning in Hong Kong and, since its establishment in February 2002, he has been responsible for implementing its financial planning distribution network and establishing all business operations, which includes the support infrastructure and recruitment and training of advisers. Developments within the business include the designing and implementing of a leading edge web based platform for financial advisers to use and includes investment research from Standard & Poors and full consolidated reporting of Portfolios for the investing public.

Since 1984, Mr Neilson has been building high performing sales teams in the financial services industry, culminating in over 15 years of experience in distribution network development. Prior to joining ING, he was with CMG (the parent group of CMG Asia) in New Zealand, where he played an integral role in remodeling financial planning and bank distribution of financial products as well as raising the standards of the existing agent force. Between 1998 and 2001, Mr Neilson integrated CMG's newly acquired business from Prudential into the existing distribution network. From 1995 to 1998, he was Distribution Development Manager at CMG's Head Office in Wellington where he successfully built a new salaried distribution network similar to the ING Financial Planning model in Hong Kong. He was also a member of the executive board at CMG from 1995 to 2000.

In the early 90's, Mr Neilson was a well-known commentator both through radio shows or regular newspapers/magazine articles. He was often asked to comment about industry issues.

Mr Neilson has completed various management and leadership courses including the Monash Mt Eliza Business School Senior Managers Programme. He was also an associate member of the New Zealand Institute of Management.

Managing Director and Head of Institutional Equity Derivatives Sales - Asia, BNP Paribas Hong Kong Branch

Mr. Pang joined BNP Paribas in 2000 to head up the institutional equity derivatives sales operation in Asia.

Mr. Pang has over 8 years of banking experience in the Equity Derivatives business and has previously worked for SBC Warburg, ABN AMRO and Credit Agricole Indosuez before joining BNP Paribas.

Mr. Pang holds a Chartered Accountant qualification from the Institute of Chartered Accountant of England and Wales and a M.A degree from Cambridge University.

Regional Head, CSFB Alternative Capital Division, Asia/Pacific Region

Mr. Schuler is the Regional Product Specialist for Asia, coordinating hedge fund and certain private equity activities for the Alternative Capital Division, in terms of both product development and information dissemination. Additionally, he is responsible for localized hedge fund manager screening and initial due diligence in the Asia/Pacific region.

Mr. Schuler joined CSFB from EIM in 2003 where he was a Partner and one of a team of 4 senior investment professionals on the firm's Global Investment Committee, responsible for heading the hedge fund manager selection process and global investment strategy on a firm-wide basis. Prior to EIM, Mr. Schuler worked as a trader in a fixed-income arbitrage hedge fund managed byAIG Alternative Investment Management. He also worked as a proprietary macro trader for Yamaichi International in London, trading global equities, interest rates, currencies and commodities. He began his career as a U.S. Treasury trader, working for DLJ and subsequently Barclays de Zoete Wedd, both in New York and London.

Mr. Schuler holds a B.A. in both Economics and English from the University of Richmond. He is Series 7 licensed and a Chartered Financial Analyst.

Partner, Baker & McKenzie

Mr. Sieker has written and contributed to a number of publications in Hong Kong, Canada and internationally, and he is the author of the Hong Kong volume of the CCH series "Tax Planning and Compliance in Asia". He is a past member of the Hong Kong Inland Revenue Department Board of Review, has been a part-time instructor in Tax at Hong Kong University and is currently teaching Revenue Law at City University of Hong Kong. He is a member of the International Fiscal Association and the Society of Trust and Estate Practitioners (STEP) and is a former executive director of STEP and the Canadian Chamber of Commerce in Hong Kong. Mr. Sieker was formerly a vice-president with HSBC Guyerzeller Bank AG, and a former clerk to the Supreme Court of Canada. Mr. Sieker's practice focuses on Hong Kong, Canadian and Asian regional tax advisory work, estate planning and tax litigation. Mr. Sieker frequently represents clients in tax disputes with the Inland Revenue Department (IRD) in Hong Kong. Mr. Sieker is ranked as a leading tax adviser in the Asia Pacific region by International Tax Review - World Tax 2005

Senior Vice President, Regional Development, Asia, Manulife Financial

Mr. Spence is Senior Vice President, Regional Development for Asia, Manulife Financial. In Asia Mr. Spence is responsible for merger and acquisition initiatives, the region-wide development of wealth management business lines and the fostering of relationships with Manulife's alternative distribution channels.. Mr. Spence also leads the Hong Kong Individual Wealth Management business and is a member of the Hong Kong senior management team.

Mr. Spence has been involved in the life insurance industry since 1980 and has held a number of Vice President roles at Manulife including Business Development, Corporate and Savings and Retirement Services in the Canadian Operations. Before joining Manulife, Mr. Spence held senior roles in several major financial institutions in Australia.

Mr. Spence holds a Bachelor's degree in Economics from the University of Sydney, and a Master's degree of Business Administration from the Australian Graduate School of Management, University of New South Wales. He is a Chartered Accountant, a Chartered Secretary and a Certified Financial Planner.

Managing Director, Sun Hung Kai Wealth Management Limited

Mr. Wong joined the Group in 2003. Prior to joing the group, he owned and managed a Financial Consultancy firm in Hong Kong.

Mr. Wong has a Bachelor of Commerce Degree from the Australian National Universiy.

Special Advisor
AMTD Financial Planning Ltd.

Mr. Wood has over 25 years of experience in insurance, superannuation and financial planning industries in Australia and Asia with a primary emphasis on management, business development, marketing and distribution of retail financial services products. He is the founder of EQ Group.

Mr. Wood has held a number of Senior Executive, Chief Executive Officer and Board positions throughout Australasia including 5 years as Chief Executive Officer of AXA's start up joint venture life insurance business with Krung Thai Bank in Thailand.

Lately, Mr. Wood has worked with the Commonwealth Bank Group in Hong Kong as Regional Director, Marketing and Distribution in North Asia leading the development and implementation of their distribution strategy for wealth management.

He served on numerous committees and boards in business, industry and personal capacity in Australia, Hong Kong and Thailand.

Mr. Wood holds a Bachelor of Arts (Economic and Econometrics) from University of Melbourne.

Chief Executive, ipac Asia

Mr. Young is the Chief Executive Officer of ipac Asia. which includes The business includes financial planning operations in Hong Kong and Hong Kong and Singapore. The operations began in 2003 and provide quality financial planning services to local and ex-patriate clients. Ipac Asia is a member of the AXA group, one of the world's largest insurance companies.

Prior to moving to Hong Kong, Mr. Young was based in Sydney, Australia with ipac. There he held various roles including 6 years as a financial planner. He was National Manager of the Strategic Partner Program, an initiative to support independent financial advisers to run, build and exit their businesses. Previous to his current role Mr. Young was manager of ipac's Equity Partner Program. His responsibility was to source and close joint venture deals with financial institutions. In August 2002, he assisted ipac to secure a A$100m+ joint venture with Aon Australia, a subsidiary of the world's largest insurance broker. Mr. Young holds a Bachelor of Economics degree from the Sydney University and is an Associate of the Securities Institute of Australia.

Senior Manager, Strategy, Financial Services, Accenture

Mr. Young is a Senior Manager with Accenture's Strategy Practice based in Hong Kong looking after Financial Services clients in North Asia. Accenture is a global management consulting, technology services and outsourcing company committed to delivering innovation.

Mr. Young specialises in helping financial services clients on issues related to corporate strategy, performance improvement and technology implementation. He has managed and worked in various projects for banks, insurance companies and asset management companies in the Asia Pacific region.